How To Fix a Flooded Basement
A flooded basement in Liberty, MO.
How to Repair a Flooded Basement
Despite your insurance coverage, a basement flood may be a terrible thing that can leave homeowners in complete disarray. Thankfully, the cleanup process can be straightforward and manageable. Follow the steps below to restore and protect your home from current and future flood concerns.
1. Pause and Be Safe
While it may be instinct to rush into a flooded basement and salvage everything as quickly as you can, you may want to slow down and take in your surroundings. Floodwater presents both slip and fall and shock hazards. Before entering the damaged area, turn off the electricity and put on protective clothing, like rubber boots and gloves.
2. Drain and Tear Out
Cleanup from a basement flood often requires the removal of excess water and the tear out of drywall and insulation, depending on the extent of the damage. You can rent a variety of pumps, either submersible or above ground, to quickly remove water. When removing drywall and insulation, consider tearing away material at least 20 inches above the water line to prevent any mold growth.
3. Discard and Salvage
While many items may have sentimental value, be aware that porous objects like clothing and paper can carry bacteria and produce mold after a flood. Additionally, any appliances that were touched by the water may require inspection by a professional in Liberty, MO, before further use. The main thing is to remove any sign of contamination.
4. Plan and Prepare
After a flood, you can install backflow valves, and sump pumps to help protect against basement flood reoccurrence. You may also want to inspect the grade of your landscaping as well to ensure that your homes drainage systems are in peak shape. Installation of preventative measures and routine maintenance can help prevent this type of disaster from happening again.
A basement flood can be a damaging and upsetting event. From the lost memories to the worrisome costs, a flood can be detrimental to homeowners. However, by following the above steps and preparing for potential future risks, homeowners can begin to ease even their worst concerns.
Tips for Preventing Kitchen Fires
Kitchen fire damage in Gladstone, MO.
Kitchen Fire Prevention Tips
The kitchen is a source of many home fires, but there are many things you can do to keep your family out of harm's way. Some hazards you can easily remove by making small changes in the way you cook. Other risks can be minimized by properly maintaining the many appliances in the room. Take a look at some statistics from the National Fire Protection Association and then use the following quick tips to avoid the frustration and expense of kitchen fires.
• Two-thirds of home-based kitchen fires start when food and other cooking materials ignite.
• More than 60 percent of home cooking fires took place with ranges, as opposed to ovens.
• The number of household kitchen fires peaks on Thanksgiving Day.
Don't Walk Away
One of the most important things you can do to protect your kitchen and home from fire damage is to stay with the food you're cooking. You need to act fast if you have a grease fire. Don't walk away while waiting for water to boil and if you have to run out to do some errands, turn off the stove and remove your pots of food. The same is true of any food you have in the broiler.
Clear the Area
The second of these tips is to inspect your cooking area for items that could catch fire. Check your clothing for large-fitting shirts or aprons. Watch out for oven mitts, appliance cords, or recipe books that could catch fire if they are too close to a burner. Many home chefs use towels to move pots off the stove, but these could dangle onto the burner and lead to flames.
As you invest in appliances for the kitchen, don't forget to purchase a fire extinguisher and smoke detectors. These two affordable devices could mean the difference between expensive fire damage with injuries and a small amount of cleanup without injuries. Don't just buy those items; make sure you know how to use them and that they are in working condition.
The more you know about cooking safely, the better off you and your family will be. You may find that fire departments and fire restoration companies in Gladstone, MO, have additional tips to offer.
2 Steps for Protecting Your Roof
Roof inspection to a commercial building in Kansas City, MO.
How To Maintain a Healthy Roof
The roof on your commercial property may not get much attention, especially when the weather is great. However, when storm season hits Kansas City, MO, you may wish you'd pay a little more attention to the protective structure at the top of your buildings. Regular wind and rain throughout the year could lead to minor damages to the roof and if those issues aren't addressed, they could lead to much more expensive and harmful problems when a storm hits. How can you maintain a healthy roof and avoid roof damage when storms come?
1. Schedule Routine Roof Inspections
Did you know that you should have your business roof inspected twice a year, at least? Appropriate officials should thoroughly inspect the area. These experts could be your building engineer or a trained member of the maintenance team, or you may hire an expert from a commercial remediation company. The expert will probably look for cracks, broken areas, peeling edges, or damaged flashing. Any blockages in drain pipes or drainage systems will be flagged and trees that overhang the roof will prompt a recommendation for repairs. Remember that minor roof damage is easier to resolve than major damages.
2. Complete Repairs and Maintenance as Suggested
These expert inspections won't do you any good unless you put the advice to good use. Clean out the gutters along the eaves of your building and cut back the trees. Although they are a good source of cooling shade, they could also provide a way for moisture and pests to get into the tiny openings on your building. Some professionals may recommend that you take steps to waterproof the roof of your building. Storm, rain, sun, and wind damage could lead to major repairs, but a bit of preventative waterproofing could resolve many of those issues.
If it's been a while since you've seen your roof, it may be time to climb up. It's best to tackle inspections, repairs, and a complete roof rebuild before storms hit or damage becomes extensive.
2 Easy Ways to Prevent Furnace Fires
A good furnace requires little more than regular maintenance.
Prevent Furnace Fires
Modern heating systems are typically easy to maintain and trouble-free. Built for efficient operation, a good furnace requires little more than regular maintenance. Without proper upkeep, an inefficient unit could easily catch fire. To keep your furnace in top condition in Liberty, MO, and prevent a possible fire and the resultant fire cleaning, there are several things you can do.
Furnaces Need Space
One of the most common heating system problems is the lack of space. A furnace is often set in an area by itself for a reason. A crowded unit can be a danger to you and your family. These common items can become a fire hazard when placed near the furnace:
- cleaning supplies
A fire can quickly catch from a stray spark onto any of these items and cause considerable damage to your home, and subsequent fire cleaning and restoration is generally no fun at all.
Furnaces Need Attention
There is an old adage that says, “out of sight means out of mind.” Never has that been truer than when applied to furnace filters. This can be a huge problem for busy homeowners who may seldom see the system; it can be easy to forget to provide regular maintenance. Once dirt begins to accumulate on the filter, it can cause the furnace to work inefficiently and overheat. As the filter becomes clogged, it can start a furnace fire with billowing smoke. To prevent smoke cleaning from walls and ceiling, and a possible home fire, inspect furnace filters monthly and replace them as needed.
Furnaces Need Maintenance
These are only two of the many fire hazards associated with a poorly maintained furnace. To prevent possible system damages or fires, contact a technician and schedule an inspection at least once a year. If a furnace fire does occur, that same technician can probably help with the fire cleaning or suggest a fire restoration team that can. Most importantly, keep those filters clean and unclogged to allow your furnace to work efficiently.
What To Do If Your Flight is Canceled Due to Weather
Always be prepared for anything!
Use These Storm Tips To Reschedule Your Trip
Travel delays can range from a minor inconvenience to a major issue depending on your circumstances and level of preparation. If adverse weather results in a canceled flight,
Find Your Flight Information
You will need to be able to inform your airline about the details of your itinerary to reschedule flights and determine your options for compensation. Find your flight numbers and keep them on hand when contacting your airline. An airline agent is likely to ask you for your
- Full name
- Flight numbers
- Airports for connecting flights
Having this information ready can save time when rescheduling your trip.
Skip the Line and Call the Airline
If you are stranded at an airport, other passengers on your canceled flight may form a line at the gate counter. It is almost always easier and faster to call the airline from your cell phone or another phone in the airport. Be sure to have your tickets or boarding passes ready to provide any information the agent may need. Depending on whether the storm is in your current location, the airport may also experience power or data outages or other difficulties.
Check the Cancelation Policy
Many airlines compensate passengers for cancelations due to adverse weather. The company may reimburse you, offer rescheduling services at no additional charge, or provide a meal or hotel room, depending on how long your travel plans are delayed due to weather.
If you are dealing with a canceled flight in Kansas City, Kansas or any other location, these storm tips can help you resolve the situation. Travelers should also make sure they have the contact information for ticketing services on the airline they are flying. If a storm is expected to affect your home, you may also want to look up the number for a residential storm damage restoration service.
Important Steps To Take After a Partial Loss
Fire loss in Kansas City, MO.
Steps to Take Following a Partial Loss
Your business owner’s policy probably explicitly details the coverage you can expect if a fire breaks out in your building. A partial fire loss, however, should also be covered by your insurance. Fire and smoke damage can affect your business in Kansas City, MO, even if the fire occurs somewhere near your property. To receive the compensation you deserve, it is important to complete the following checklist.
1. Have your building inspected. When you file a claim, the insurance company sends an adjuster to inspect the property. Rather than settle for just the adjuster’s assessment, however, consider having restoration specialists conduct an inspection of their own. Professional technicians can assess all the areas of your building with potential fire damage:
- Interior walls, particularly if they border the area affected by the fire
- Plumbing, including pipes and supply lines
- Windows and frames
- HVAC system and air ducts
- Siding or any exterior features
Your building may exhibit signs of fire loss even if the fire was in the building next door. Don’t depend solely on your insurance adjuster to note the damage.
2. Start the restoration process quickly. If there is damage to your building, you will need to hire fire restoration technicians to repair it. These repairs cannot wait. Even if you have a partial loss, unchecked damage that starts as a minor issue can become extensive if it is put on the back burner too long. Your insurance policy should pay for your business to be restored to a uniform and consistent appearance in a timely manner.
3. Keep your claim open. Smoke damage does not necessarily manifest at first. For example, the effect heat and smoke have on your landscaping can show up months later as plants eventually die as a result of a nearby fire. An open claim or supplemental claims allow you to ask for compensation.
Area disasters can result in fire loss on your property. Don’t neglect to be diligent just because the loss is partial.
Professional Mold Treatment: What You Can Expect
Mold damage in Gladstone, MO.
Discovering that your Gladstone, MO, home has mold can be a stressful experience. Most types of mold growth, including black mold, usually take hold in moist, humid areas and often grow out of sight. By the time patches are large enough to be noticeable, you may have a considerable infestation. Calling in a mold remediation and restoration company to have fungi removed is one of the wisest ways to handle this problem, and knowing what to expect can help you prepare for the technicians’ visit.
1. Inspecting and Remediating
Once mold technicians arrive at your home, they will probably inspect the affected room or rooms where you have already discovered mold and then check the rest of your home to see if the issue has spread. If any other problem areas are found, techs may perform immediate remediation and isolate the fungi to prevent spores from breaking free and spreading. This remediation may include addressing any moisture issues that caused black mold growth and using negative air pressure chambers to quarantine patches for treatment.
2. Drying and Tearing Out of Building Materials
During mold cleanup, your technicians will likely have to dry or remove any affected materials and will wear protective suits and masks for this job. Drywall is often easily affected, as different types of fungi feed off the organic material in its ingredients, such as paper. When this happens, the technicians may have to tear out the moldy sections. Interior wall insulation may also have to be removed if the mold has spread, as the insulation cannot be cleaned and must be replaced.
3. Cleaning and Disinfecting
Once affected building materials are replaced or dried, mold specialists will then work to eliminate the musty, unpleasant smell fungi can leave behind. They may use specialized tools and cleansers to ensure the odor is cleared from the air itself, so it cannot return.
It is never wise to try and remove fungi from your Gladstone, MO, home on your own. Calling in professionals who know how to handle black mold and other similar substances can ensure a fresh, clean home for years to come.
Determining the Extent of Your Mold Damage
If you suspect that you have a mold problem in your home, work with a professional who can thoroughly test your home.
If you discover mold on your Kansas City property, you may want to know just how far the damage has spread so that you can get a better idea of remediation costs. There are a few different ways in which you can perform a mold assessment:
• Air Testing
• Surface Testing
• Bulk Testing
While you could purchase an at-home mold testing kit, only a professional assessment can give you a whole and accurate picture of the extent of any mold or mildew damage. For peace of mind and swift remediation, contact a mold remediation expert near you.
Air testing can tell you whether or not you have a mold problem even if you cannot find the mold growth. Air testing involves capturing air from inside your home and examining it for mold spores. Air testing can reveal the exact concentration of mold spores in your home.
Surface testing involves swabbing various surfaces in your home with a cotton swab and examining the samples under a microscope. Unlike with air testing, however, surface testing cannot reveal the exact concentration of mold spores.
Bulk testing is often the best mold assessment technique, as it provides a complete picture of the extent of your mold problem. This method involves taking various items from around the home and lab testing them for black mold and mildew. Like with air testing, this method can give you an accurate idea of the concentration of mold spores present in your home.
Work With a Professional
If you suspect that you have a mold problem in your home, work with a professional who can thoroughly test your home and give you an accurate idea of the extent of the issue. A professional may perform one or all three of the aforementioned mold assessment methods. Contact a Kansas City mold remediation expert to have your home tested today.
Don’t Flush Your Savings down the Drain: Understanding Sewer Backups and Homeowner Claims
Nobody wants to experience a sewer backup, but it is necessary to understand the basics and to know what your homeowner policy covers.
The rainy season in flood zones can produce a lot of anxiety for homeowners. Especially, when you consider that basic home insurance policies may not cover damage incurred by a sewer backup, meaning that if sewage starts spilling over your toilet, contaminating and damaging your home, you may be left footing the bill; however, even if your policy covers backups, there are still some things that you should understand.
1. Understand the Potential Causes of a Backup
A sewage backup typically doesn’t happen without reason, and sometimes these reasons are things you have control over. For instance, one of the main causes of a backup is a blockage in the line due to roots. Shrubs, bushes, trees can produce roots that are dense enough to break through your sewer lines, clogging the pipes and ultimately causing a backup.
2. Understand Common Prevention Tactics
Understanding how a sewer backup occurs enables you to perform preventative maintenance. For instance, you can ensure that no trees or shrubs are encroaching in areas where the waste lines run. You can also ensure that you dispose of things like grease and paper properly, and you can install a backwater prevention valve.
3. Understand the Cleanup Process
In the unfortunate event that you experience a sewage backup, you should familiarize yourself with the cleanup process, which includes a lot of wet vacuuming, mopping, disinfecting, and any other contaminant removal. However, it may be a good idea to call in restoration specialists to assist you in this process, and it will likely be a requirement by any insurance coverage you may have.
4. Understand the Process of Filing a Claim
Most insurance companies expect certain things when clients file claims. For instance, you should have before and after photos of the damaged area. You should itemize a list of property that was damaged or lost. And, you should contact your insurance representative immediately. It is also a good idea to save any receipts related to any restoration work.
Nobody wants to experience a sewer backup, but if you are in Gladstone, MO, it is necessary to understand the basics and to know what your homeowner policy covers.
When Renters Insurance Will and Will Not Cover Mold Damage
If you discover mold on your rental property, reach out to the mold remediation experts in Kansas City, MO, to discuss remediation options.
Instead of asking whether or not rental insurance covers mold damage, you should consider rephrasing the question to "Does renters' insurance cover mildew damage or mold remediation?" Phrased like this, you have a better idea of what to look for when perusing your renters' insurance policy. During your review, you should look for the following items:
• Duty to mitigate
• Mold caused by a covered peril
Within each of these sections, you should find information regarding what type of damage is and is not covered.
Typically, the limits on mildew damage in a rental insurance policy are relatively low, at right around $5,000. This should be enough to cover the cost of damage. If the damage is more than $5,000, the insurance company might assume that the damage was present for a while and that you failed to mitigate it in time.
Duty To Mitigate
If the mold was present before you moved in, or if it’s a result of an inherent defect with the property, then mold removal is likely the landlord's responsibility. However, if the damage was caused by a covered peril, and if it could have been stopped from spreading, the insurance company may only cover it up to the point where you should have known about it. For instance, if the damage was caused by a leaky pipe, and if you knew about the leaky pipe but failed to inform your landlord of it so he or she could make the repair, damage caused to your belongings may not be covered.
Mold Caused by a Covered Peril
If the mold damage was caused by, say, the water from a hose used to put out a fire, and if a fire is covered under your policy, then the damage should be covered by your policy. However, you likely must prove that you made a good faith effort to prevent the damage from becoming worse.
If you discover mold on your rental property, reach out to the mold remediation experts in Kansas City, MO, to discuss remediation options. The experts can also help you examine your rental insurance policy and determine whether or not the damage is covered.